About Pacific Prosperity Financial

Pacific Prosperity Financial was founded by Tim Joslen, who brings over 35 years of experience in real estate and financing. An entrepreneur at heart, Tim started his first business at a young age and has always been driven by a passion for helping others succeed. He founded Pacific Prosperity Financial with a clear purpose: to help note holders who want to convert their mortgage notes into cash, and to connect investors with quality, real-estate-backed opportunities — all with the honesty and transparency that every client deserves.

Most note holders are not industry insiders. They created a note through seller financing, inherited one, or ended up with a note through other circumstances — and now they want guidance from someone they can trust. That is exactly where Tim thrives. He takes the time to explain your options in plain language, ensures you understand every detail of the process, and works to get you the best possible outcome. For investors, Tim provides access to vetted note opportunities and the thorough due diligence needed to invest with confidence.

I understand that selling a mortgage note or making an investment can feel overwhelming. My job is to make it simple, fair, and completely transparent — so you always know exactly where you stand. Tim Joslen Founder & Note Broker

Meet Matt Joslen

Matt Joslen plays a key role in the development and day-to-day operation of the platform, focusing on technology, user experience, and digital outreach. He is responsible for the design, functionality, and ongoing improvement of the website, helping ensure a smooth and efficient experience for buyers and sellers of private mortgage notes.

Matt brings a strong interest in real estate investing and note brokering, along with a practical understanding of how modern technology can streamline transactions and expand market reach. He works behind the scenes to support marketing efforts, manage data systems, and implement tools that enhance communication and visibility within the marketplace.

Working alongside his father, Matt is part of a long-term vision to build a reliable, transparent platform that connects note buyers and sellers more effectively. His involvement reflects a commitment to innovation and growth, while maintaining the personalized service and industry expertise that clients have come to expect.

Good technology should disappear into the background. My focus is keeping the platform simple, fast, and reliable — so our clients can focus on the deal, not the tools. Matt Joslen Operations & Technology

Ready to Sell Your Note or Start Investing?

Whether you are holding a mortgage note and want to cash out, or you are looking for real-estate-backed investment opportunities, we are here to help. Get in touch for a free, no-obligation conversation.